Privacy Policy and Terms of Service

Our website address is: http://panavip.com.

Your Privacy is one of PanaVIP’s highest priorities. We believe that your privacy means more than just the security of your information; it means the total protection of your lifestyle and peace of mind. We have established this privacy statement in order to demonstrate our commitment to our clients’ privacy. This privacy statement denotes our information gathering and dissemination practices; along with our privacy policies relating to the personally identifiable information you submit to us while on our site. Personally identifiable information refers to any information that can be used to identify you such as your name or email.

By using this site, you agree to this privacy policy. PanaVIP is the sole owner of the information collected on http://www.panavip.com. PanaVIP collects personally identifiable information from our users at several different points on our Web site.

QUOTES

If you request a quote or service from us, we request certain personally identifiable information from you on our quote form. You must provide contact information such as name, email and phone number. The information you enter on our quoting system is stored by us. We use this information for quoting purposes and to contact you to communicate the quotes to you via phone or via email so as to process and service your request.

CUSTOMER SERVICE

We will communicate with you in response to your inquiries, to provide the services you request, and to manage your account. We will communicate with you by email or telephone, in accordance with your wishes based on the information you provide us when you make a service request, or contact us via email or phone.

PROFILE

We store information that we collect through cookies, and log files, to create a “profile” of your preferences to enhance your user experience on our site & remember your information so you don’t have to enter it each time you’re on our site. We do not share your profile with any third parties for their promotional purposes.

LEGAL DISCLAIMER

We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and or to comply with a judicial proceeding, court order, subpoena or legal process served on our Web site.

LOG FILES

As is true of most Web sites, we gather certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring exit pages, operating system, date/time stamp, and click stream data.

We use this information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about our user base as a whole. We do not link this automatically collected data to personally identifiable information. We use a third-party tracking service called Google analytics that uses log files to track non-personally identifiable information about visitors to our site in the aggregate to track visitor usage, statistics and behaviors to help us better understand how to improve user experience on the website.

COOKIES

A cookie is a small text file that is stored on a user’s computer for record-keeping purposes. When you interact with the Site, we try to make that experience simple and meaningful. When you visit our Site, our Web server sends a cookie to your computer. Cookies are files that Web browsers place on a computer’s hard drive and are used to indicate whether you have visited the Site previously. Choices about Cookies: You can configure your browser to accept all cookies, reject all cookies, or notify you when a cookie is set. (Each browser is different, so check the “Help” menu of your browser to learn how to change your cookie preferences.)

If you reject all cookies, you will still be able to use PanaVIP though you may not have the most enhanced experience of using our site. We use cookies for a number of purposes, including to: remember your quote information so that we can provide you with customized content; keep track of preferences you specify while you are using our site; estimate and report our total audience size and traffic; and conduct research to improve the user experience on our site.

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Who we share your data with

If you request a password reset, your IP address will be included in the reset email.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

Where we send your data

Visitor comments may be checked through an automated spam detection service.

TERMS OF SERVICE

LEGAL

PanaVIP website has been compiled in good faith. It provides information of a general nature about the company, services and products. While PanaVIP has taken reasonable steps to ensure that such information is accurate, the company makes no warranties or representations – expressed or implied – regarding the accuracy and completeness of this website and its information, or any websites linked to this website. Users of this website, its information and any websites linked to this website must rely solely on their own assessment and verification.

Neither PanaVIP, nor the company’s affiliates, officers and employees, shall be responsible or liable for any direct, indirect, incidental, consequential or special loss or damages however arising (whether by negligent act, omission or otherwise) out of the use of, or reliance upon, this website and its information, or any websites linked to this website.

LIABILITY

PanaVIP warrants to you that PanaVIP shall use its reasonable endeavors to provide the services with reasonable care and skill and, as far as reasonably possible, in accordance with your request and instructions from time to time. Where PanaVIP supplies you with any goods or services supplied by a third party, then PanaVIP is acting as your agent in sourcing the goods or services. PanaVIP will use reasonable care in selecting the supplier and ensuring the order is placed in accordance with your wishes. For the avoidance of doubt, PanaVIP does not and will not provide any representations or recommendations in relation to any of the information and suggestions comprised within the services. You are deemed to be responsible for, and shall use your own skill and judgment as to, the quality, value and suitability of such information and suggestions in relation to deciding whether to enter into any contract with any third party for the supply of services or sale of goods.

Your contract for the purchase of products or services is made with the relevant supplier/partner/vendor only. PanaVIP acts as an agent for the supplier/partner/vendor and, unless expressly provided otherwise, all your rights and remedies are against the supplier/vendor/partner. PanaVIP will not be responsible for products and services offered by PanaVIP as agents for the suppliers/vendors/partners or for any aspect of the relationship between you and any particular supplier/vendor/partner. PanaVIP will however do everything it reasonably can to assist you in any dealings you have with the supplier/vendor/partner.

You agree that any contract entered into by you with any of the suppliers/vendors/partners is an independent contract. PanaVIP hereby disclaims any and all liability for any act or omission of any supplier/vendor/partner or any loss incurred by you as a result of any act or omission of a supplier/vendor/partner whether or not arranged through PanaVIP. PanaVIP accepts no liability for any losses or claims arising from any inability to access the website or any failure to complete a transaction.

PanaVIP shall not be liable for any loss, cost, expense or damage of any nature whatever (whether direct or indirect) resulting from the provision of the services or your reliance upon the information and suggestions provided by PanaVIP hereunder and the resulting supply of goods and services to you by any third party. PanaVIP shall have no liability to you for any loss, damage, costs, expenses or other claims for compensation arising from requests or instructions supplied by you which are incomplete, incorrect or inaccurate or arising from their late arrival or non-arrival, or any other fault of you. PanaVIP shall not be liable to you or be deemed to be in breach of these Terms and Conditions by reason of any delay in performing, or any failure to perform, any of PanaVIP’s obligations in relation to the services, if the delay or failure was due to any cause beyond PanaVIP’s reasonable control.

COPYRIGHT NOTICE

PanaVIP’s website and its information are protected by copyright, trademark and other intellectual property laws unless otherwise indicated and is the sole property of PanaVIP. Any unauthorized use, copying, rewriting, publication, broadcasting, distribution or exploitation of this website and its information is strictly prohibited by PanaVIP. You may display or print this website and its information solely when visiting and in the usual operation of your web browser.

All names, logos and trademarks on this website are owned by PanaVIP or by a third party which has granted PanaVIP the right to use them on this website. The use or misuse of these names, logos and trademarks is strictly prohibited by PanaVIP. Nothing contained herein shall be construed as granting the user of this website the right to use any names, logos and trademarks on this website without the written permission of the owner.

ACCEPTANCE

By using this website and its information, you irrevocably and unconditionally accept and agree to be bound by this legal disclaimer and copyright notice. PanaVIP reserves the right to change, add or remove any information presented on this website without notice. Your continued use of this website following the posting of such changes means that you accept such changes.

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